Decision helper
Which program covers what
Find the row that matches your situation. The order within each row is the order worth working through.
We’re not government benefits experts — this is our understanding of these programs based on public information, and rules can change. Always confirm details directly with the program before applying.
| Your situation | Where to look, in order |
|---|---|
| Just need a stairlift | Not ADP. HVMP first, if there’s a mobility impairment and the income fits → Ontario Renovates (60+ or disabled, local caps) → claim HATC at tax time. Many families end up paying out of pocket and claiming HATC only. |
| Bathroom and doorway changes | HVMP covers roll-in showers, grab bars and widened doorways → Ontario Renovates handles this well within its $25,000 → HATC on what you pay. |
| Full home accessibility renovation | Ontario Renovates is the biggest single pot → HVMP adds more → HATC up to $3,000. Apply to Ontario Renovates first, because HVMP requires other funding to be used up. |
| A wheelchair, walker or scooter itself | ADP — this is exactly what it’s for. Around 75%, via an OT or PT authorizer and a registered vendor. |
| Ramp only | HVMP or Ontario Renovates. Not ADP. |
| Home elevator or vertical platform lift | Not ADP. HVMP may cover a basic platform lift; full elevators usually aren’t funded and are out of pocket plus HATC. |
| Medical alert system | None of these programs fund them. Sometimes claimable as a medical expense — check with a tax preparer. See our medical alert page. |
| Low income, owe no income tax | Prioritise HVMP and Ontario Renovates. HATC is non-refundable and will do nothing for you. |